These plans can be tailored

to fit your unique needs

SPECIALTY PRODUCTS

GUARANTEED ISSUE PRODUCTS

Are you looking for insurance protection for your loved ones but have health challenges? Guaranteed Issue products are available with no medical evidence required!

We understand that buying life insurance is a very important decision that requires careful thought.

Unlike most life insurance coverage, Guaranteed Issue insurance plans do not require medical underwriting. If you are a Canadian resident acceptance of your application is guaranteed upon receipt of your initial premium payment, without completion of a medical questionnaire.

We guarantee that your coverage will not decrease. You never need to worry: the protection you planned for will be available to your loved ones. Your coverage can never be cancelled for any reason, including changes in your health, as long as your premiums are paid. Of course, you can choose to cancel this protection at any time.

HEALTHSURE

www.healthsure.ca/ibs/

Have you or someone you know ever been on a medical wait-list? In our world there are no waits!

Healthsure is an exciting new insurance product that provides expedited access to private medical services for insured individuals who are on a Canadian medical wait list of 45 days or more.

This program covers all authorized diagnostic consultations with a medical specialist as well as any related authorized procedures such as MRI and CT scans. It also covers the cost of over 135 surgical procedures. Treatment will be arranges in Canada if available, or the USA.

Healthsure is an excellent benefit enhancement for managers and senior executives and would attract and retain employees in a competitive job marketplace.

Highlights:

  • No medical Exam

  • No deductibles or co-payments

  • Specialist consultation in 21 days

  • $1,000,000 lifetime coverage

  • Qualified second opinion

  • Pre-existing conditions covered after 24 months

  • Over 135 covered conditions including: MRI and CT scans, heart bypass, bone and joint replacement, prostate surgery, cataracts, angioplasty, and endoscopy procedures

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“We’re here to discuss your pains, needs and frustrations. We will find a winning solution for everyone.”

CAROL COOPER • FOUNDER

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