INDIVIDUAL HEALTH & DENTAL

Many British Columbians don’t have an employer sponsored benefit plan, and seek out personal coverage to guard against unexpected medical costs. A personally owned health and dental plan for yourself and your family is an ideal cost-effective option for people who are:

• Not covered under an employer sponsored plan
• Between jobs
• Recent graduates
• Wanting help minimizing out-of-pocket expenses
• Having difficulty finding coverage due to existing medical conditions

Integrated Benefit Solutions Inc. works with leading insurance companies that offer health and dental plans for an individual. We offer a range of plans from basic coverage that requires no medical underwriting and no medical questionnaires to fully underwritten comprehensive health and dental coverage (including major dental). An individual health and dental plan is the best way to protect you and your loved ones from health costs not covered by our government health plan.

Coverage available under an individual health and dental plan includes:

• Prescription Drug coverage (with a Pay Direct Drug Card)
• Ambulance and Hospital Services
• Medical Equipment and Supplies
• Eye exams and Eye wear
• Travel Medical insurance
• Massage Therapy and Physiotherapy
• Orthotics and Prosthetics

Optional benefits available:

• Critical Illness
• Accidental Death & Dismemberment
• Disability
• Optional Life