What you should know before you head out “On the Road Again”

By Deborah N. 6/18/21

If you’re planning to travel this summer, chances are you’re one of many Canadians eager to explore destinations within the country instead of outside of it. As a traveler looking to explore and enjoy life, road tripping seems like the safe and responsible option. You may be waiting things out until you are more comfortable to travel again by air or sea, but at the same time are itching to go somewhere at your own pace and your own schedule.

Regardless of your choice of transportation, it’s important to keep in mind that just like with an airplane or a cruise ship, having travel insurance will help protect you on your road trip.

Emergency Medical Insurance Coverage

It’s a common misconception that your provincial healthcare covers all related medical expenses regardless of where you are in Canada; quite often, that is not the case at all.  Those who plan on doing some out-of-province travel might want to take a take the time to understand what their Provincial coverage will pay for out of your home Province before deciding to skip the travel insurance this time around, often it is a fraction of what is covered at home.

Given the relatively low cost for health care compared to our US friends, some Canadian travel insurance providers offer “travel within Canada” rates so travellers can enjoy comprehensive emergency medical protection for a very small premium while staying North of the border. This includes out-of-province costs incurred from medical emergencies, sickness or accidents during your road trip, including ambulance services and prescription drugs (which here In BC are almost never covered by MSP). Coverage becomes even more crucial if you ever find yourself in remote locations with limited access to proper medical care while on the road.

Travel Safe, Travel Smart

If you are dreaming of an International vacation be patient, thanks to the first doses of COVID-19 vaccines, what felt like a traveller’s dream just a year ago is now a lot closer to reality. For now, lets get out and enjoy our own back yard; we have so much to explore & be thankful for. If you plan on taking a long weekend getaway or embarking on the great Canadian road trip you’ve always wanted to take, we can find the plan that would give you and your family peace of mind for your vacation

Happy travels,

Deborah